In News:
- The Union Cabinet recently approved the Ministry of Housing and Urban Affairs proposal to extend the government's flagship housing for all scheme - Pradhan Mantri Awas Yojana-Urban (PMAY-U), until December 31, 2024.
News Summary:
Pradhan Mantri Awas Yojana - Urban (PMAY):
About:
- Housing for All is one of the major flagship programmes of Government of India launched on 25th June
- It is being implemented by the Ministry of Housing and Urban Affairs (MoHUA).
- It will ensure all weather pucca houses to all eligible beneficiaries in the urban areas of the country through States or UTs or Central Nodal Agencies by the year 2022.
Features
- Four verticals of the scheme
- Target beneficiaries –
- Beneficiaries include Economically weaker section (EWS), low-income groups (LIGs) and Middle-Income Groups (MIGs).
- The annual income cap is up to Rs 3 lakh for EWS, Rs 3-6 lakh for LIG and Rs 6 + -18 lakhs for MIG.
- It will be implemented as a Centrally Sponsored Scheme (CSS) except for the component of credit linked subsidy scheme (CLSS) which will be implemented as a Central Sector Scheme.
- Central sector schemes are 100% funded by the Union government and implemented by the Central Government machinery.
- CSS are extended by the Union Government to States under Article 282 of the Constitution. The mainly cover items listed in states list.
Some initiatives under PMAY-U:
- Affordable Rental Housing Complexes (ARHCs): A sub-scheme under PMAY-U, it aims to provide ease of living to urban migrants or poor by giving access to dignified affordable rental housing close to their workplace.
- Global Housing Technology Challenge - India (GHTC-India): It aims to identify and mainstream innovative construction technologies from across the globe for the housing construction sector that are sustainable, eco-friendly and disaster-resilient.
- CLSS Awas Portal (CLAP): The portal facilitates processing of applications along with tracking of subsidy status by beneficiaries.
- ANGIKAAR: It is a campaign for social change management initiated by ‘Housing for All’ Mission in 2019. It has achieved the objective to build capacities of PMAY-U beneficiaries in adapting to change through door-to-door awareness on best practices.
Significance and achievements so far:
- PMAY-U addresses urban housing shortage among the Economic Weaker Section (EWS) or Lower Income Group (LIG) and Middle-Income Group (MIG) categories including the slum dwellers.
- PMAY-U has so far sanctioned 122.69 lakh houses with a total investment of 8.31 lakh crore, of which over 61 lakh houses have been completed and delivered to beneficiaries.
- Construction work under PMAY-U has consumed 423 lakh MT Cement and 96 lakh MT Steel, while creating 239 lakh jobs.
