BANK NON-PERFORMING ASSET (NPA)

About: 

• Data on NPAs is regularly published by RBI as part of its Financial Stability Reports. NPA data is not collated by RBI in terms of corporate houses / companies.
  
  
• As per RBI provisional data on global operations, as on 31.3.2019, the aggregate amount of gross NPAs of PSBs and Scheduled Commercial Banks (SCBs) were Rs. 8,06,412 crore and Rs. 9,49,279 crore respectively.
  
  
• The primary reasons for spurt in stressed assets are aggressive lending practices, wilful default / loan frauds / corruption in some cases, and economic slowdown.