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LokOS Platform

July 4, 2026

LokOS platform has significantly expanded its reach across India, enabling large-scale digital transformation of community institutions.

About LokOS Platform:

  • LokOS (Lok = People, OS = Operating System) is a web and mobile platform under the Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM).
  • It offers a comprehensive digital solution for managing Self-Help Groups (SHGs) and Community-Based Organizations (CBOs).
  • The web application of LokOS supports administrators, E-bookkeepers, and transaction approvers in creating and approving SHGs, Village Organizations (VOs), Cluster Level Federations (CLFs), and their members.
  • The mobile application enables efficient recording and management of Community-Based Organization (CBO) activities in the field.
  • It has enabled large-scale digital integration of community institutions Cluster Level Federations (CLFs), Village Organizations (VOs), Self-Help Groups (SHGs) and SHG Members nationwide.
  • LokOS supports the Lakhpati Didi initiative through large-scale outreach, beneficiary tracking, and digital monitoring.
  • Coverage: It currently covers 34 States/UTs.
  • Key Features of LokOS App:
    • End-to-End Digital Management: Registers and manages SHGs, Village Organizations (VOs), Cluster Level Federations (CLFs), and their members.
    • Unique Digital IDs: Generates Aadhaar- and bank-linked digital identities for CBOs and members.
    • Digital Financial Records: Records savings, loans, repayments, and other financial transactions.
    • Livelihood Profiling: Captures livelihood data to support planning and convergence with government schemes.
    • Role-Based Administration: Enables user management, approvals, monitoring, and reporting from village to national level.
    • Real-Time Analytics: Provides dashboards and one-click reports for data-driven decision-making.

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