NATIONAL COMMON MOBILITY CARD

Components: 

India’s first indigenously developed payment ecosystem for transport consists of - 

1. NCMC: 
   • These are bank issued cards on Debit/Credit/Prepaid card product Rupay platform. 
     
     
   • The customer may use this single card for payments across all segments including metro, bus, suburban railways, toll, parking, smart city and retail. 
     
     
   
   
   
2. SWEEKAR (Swachalit Kiraya): An Automatic Fare Collection (AFC) System 
   • AFC System (gates, readers/validators, backend infrastructure etc.) is the core of any transit operator to automate the fare collection process. 
     
     
   
   
   
3. SWAGAT (Swachalit Gate): a gate and card-reader system.  
   • The Gate & Reader prototype has been made by BEL. This is the first gate and the reader which has been manufactured by an Indian company. 
     
     
   • This is also the first indigenous payment reader which has been certified as per International standards. India joins the very few elite nations who have indigenous capacity on gate and reader production. 
     
     
   
   
   

The three together will enable the use of the national mobility card across the country without a conflict with existing point-of-sale (PoS) machines.