Pradhan Mantri Awas Yojana – Urban (PMAY-Urban) Scheme

About Pradhan Mantri Awas Yojana – Urban (PMAY-U) Scheme:

• PMAY-U, being implemented since June 2015, is one of the major flagship programmes being implemented by the Government of India under the Ministry of Housing and Urban Affairs (MoHUA).
• Objective: To provide all weather pucca houses to all eligible beneficiaries in the urban areas of the country by the year 2022, through States/UTs/Central Nodal Agencies.
• The scheme covers the entire urban area of the country, i.e., all statutory towns as per Census 2011 and towns notified subsequently, including Notified Planning/ Development Areas.
• The scheme is being implemented through four verticals:
  • Beneficiary Led Construction/ Enhancement (BLC)
  • Affordable Housing in Partnership (AHP)
  • In-situ Slum Redevelopment (ISSR)
  • Credit Linked Subsidy Scheme (CLSS). 
• In August 2022, the Union Cabinet approved the continuation of PMAY-U up to 31st December 2024, with all verticals except CLSS, for the completion of already sanctioned houses till 31st March 2022.
• Funding: The credit linked subsidy component will be implemented as a Central Sector Scheme while other three components will be implemented as Centrally Sponsored Scheme (CSS).
• All houses under PMAY-U have basic amenities like toilet, water supply, electricity, and kitchen. 
• The Mission promotes women empowerment by providing ownership of houses in the name of female member or in joint name.
• Preference has also been given to differently abled persons, senior citizens, SCs, STs, OBCs, Minority, single women, transgender and other weaker & vulnerable sections of the society.