Pradhan Mantri Jan-Dhan Yojana (PMJDY) - National Mission for Financial Inclusion, completes seven years of successful implementation.
About:
Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.
As on 18th August ’21 number of total PMJDY Accounts: 43.04 Crore; 55.47% (23.87 crore) Jan-Dhan account holders are women and 66.69% (28.70 crore) Jan Dhan accounts are in rural and semi-urban areas
As per extant RBI guidelines, a PMJDY account is treated as inoperative if there are no customer induced transactions in the account for over a period of two years
In August’21, out of total 43.04 crore PMJDY accounts, 36.86 crore (85.6%) are operative
Continuous increase in % of operative accounts is an indication that more an more of these accounts are being used by customers on a regular basis
Total deposit balances under PMJDY Accounts stand at Rs. 1,46,230 crore. Deposits have increased about 6.38 times with increase in accounts 2.4 times (Aug’21 / Aug’15).
Jan Dhan Darshak App: A mobile application, was launched to provide a citizen centric platform for locating banking touch points such as bank branches, ATMs, Bank Mitras, Post Offices, etc. in the country.
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